- 1 pack digestive biscuits (or graham crackers/tennis biscuits)
- 2–3 ripe bananas, sliced
- 1 can (14 oz) caramel treat or dulce de leche
- 2 cups heavy whipping cream
- 2 tablespoons powdered sugar
- 1 teaspoon vanilla extract
- ½ teaspoon cinnamon (optional, for extra warmth)
- Grated chocolate or caramel drizzle (for topping, optional)